Active(k)

Hugh Johnson Advisors is sub-advisor to three portfolios available within Active(k), a plan offered by Greenbush Financial Group ("GFG"). This qualified retirement plan is very special because it offers plan participants the opportunity to invest in three model portfolios that are advised by HJA and invested using the HJA investment methodology. The plan also offers a menu of mutual funds as well as the ability to trade individual securities in a self-directed account.

Through the efforts of GFG, the plan's investment advisor, Active(k) also focuses on employee education. GFG provides on-site semi-annual employee education meetings to educate your employees on the benefits of pre-tax savings, review plan specifications, investment performance, and provide them with our economic outlook.

In addition, GFG goes one step further and provides each plan participant with the opportunity to sit one-on-one with a Certified Financial Planner® to assist them in allocating their 401(k) account at no additional cost. GFG wants each of your employees to feel confident that their retirement dollars are properly aligned with their risk tolerance and time horizon to retirement.

The Active(k) solution includes:

• Third Party Administrative Services
• Daily Valuation Recordkeeping
• Investment Advisory Services
• Custom Plan Design
• Plan Sponsor / Plan Participant Online Access
• Hugh Johnson Advisors Actively Managed Portfolios
• On-site Employee Education Program
• Participant Level Investment Advice
• Self Directed Brokerage Accounts (optional)
• Co-Fiduciary Services

The Active(k) solution is also very cost competitive when compared to other local and even national 401K and 403B providers. Please feel free to contact the team of qualified retirement plan specialist at Greenbush Financial Group to schedule a meeting.

Please call GFG's Michael Ruger at 518-447-6686, or email Mike at mruger@gfg-tv.com for more information. In addition, feel free to visit the GFG web site at www.greenbushfinancial.com.