"Many people aren't saving enough for their golden years. About 36% of workers have less than $1,000 in savings and investments, not counting their primary residence or defined benefits plans such as traditional pensions, and 60% of workers have less than $25,000."
- Employee Benefit Research Institute and Greenwald & Associates
We have partnered with Greenbush Financial Group to offer Active(k), our solution to a smarter 401(k) product. Three factors differentiate Active(k) from the traditional 401(k) product:
Employees have the opportunity to meet with a Certified Financial Planner to review their investment objectives and structure a portfolio that is tailored to meet their long term goals in accordance with their risk tolerance.
The Active(k) solution is cost effective when compared to other local and even national 401(k) and 403(b) providers.
Aside from a traditional menu of mutual funds and the ability to trade individual securities in a self-directed account, participants also have the option to invest in three HJA actively managed portfolios, using the same dynamic asset allocation strategy we use in our separately managed accounts.